I JUST BOUGHT HER 4 MONTHS AGO!!!!

Many "Collectors" insurance policies have use restrictions, in many instances for a garage queen.
Check any use restrictions before you switch to "Collectors" insurance.
 
Yikes! No matter how safe you drive it seems like there is always the possibility that something out of your control (and the other driver's apparently) will come along. At least you and your friend made it out safe, hopefully things will work out for you.
 
Guilty as charged. I do treat my Marauder like a garage queen. And... I'll still have her in 40 years, just like my '69 Shelby, my '70 Boss 302, my '73Mach 1 and my '65 FFR Cobra kit car.
 
FYI I just saw a marauder on a flatbed pulling into Copart in Pennsburg(philly) about 3pm today. It was hit in the passenger quarter panel. The front looked good from what I saw..... I was just in the right place at the right time. I'm sure it will be listed in the next couple days.
 
Comin' in Hot said:
FYI I just saw a marauder on a flatbed pulling into Copart in Pennsburg(philly) about 3pm today. It was hit in the passenger quarter panel. The front looked good from what I saw..... I was just in the right place at the right time. I'm sure it will be listed in the next couple days.
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Thanks for the heads up! I am taking the car today to have an initial estimate done. Turns out this girl was NOT covered by the insurance on the car she was driving and the claim was denied. I have USAA and they will be covering the damage and going after the family for the money. Unfortunate for them. Well I wanted to use a shop that I know and trust but was not in USAA's network so they want me to have the estimate done by someone in their network and then I take the estimate to my guy. Is it true that they will total a car if the estimate is over 45%? I have only made 3 payments on the car!
 
No, absolutely NOT. The USAA Adjuster has to meet with the body shop of your choice. The body shop works with the USAA Adjuster.
DEMAND this.
The adjuster and the person doing the work must have a meeting of the minds. If they can't you need to know before any $$$ is spent.
 
sailsmen said:
No, absolutely NOT. The USAA Adjuster has to meet with the body shop of your choice. The body shop works with the USAA Adjuster.
DEMAND this.
The adjuster and the person doing the work must have a meeting of the minds. If they can't you need to know before any $$$ is spent.
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Yeah. That is what they "prefer" or "strongly recommend". FWIW, my daughter just wrecked her Prizm and we sent the car to the "recommended" shop. Guess what? They totaled the car for only a hood and a pair of headlights.:mad2: Problem was they estimated a replacement hood ~$1400+++ and the estimate came out to $3000!:eek: So, they totaled it. I argued about it, but lost. I ended up just buying it back for next to nothing and put a used hood and two new headlights in it and she's as good as new again! Total cost ~$250 and some time. Good luck! ;)
 
sailsmen said:
No, absolutely NOT. The USAA Adjuster has to meet with the body shop of your choice. The body shop works with the USAA Adjuster.
DEMAND this.
The adjuster and the person doing the work must have a meeting of the minds. If they can't you need to know before any $$$ is spent.
Click to expand...

Apparently USAA does not want to use an adjuster. They want the first estimate done by a shop in their network.
 
1stMarauder said:
Apparently USAA does not want to use an adjuster. They want the first estimate done by a shop in their network.
Click to expand...
USAA also wanted to drag one of our cars up on a flatbed, bring it to a salvage yard, have it dumped on the ground with a fork lift and then have one of their guys do an "estimate". At that point there is no doubt it would be a total.

USAA told me front end damage on a car with over 100,000 miles is always deemed a total w/o ever having seen the damage. So they treat the car as a total.

I told them I am having my wrecker tow it to my shop and they have 2 business days to have their adjuster look at it.

To intimidate me they said we don't pay storage fees at out of network body shops. I responded I have been doing business with this shop for 30 years, they are in my network and they don't charge me a storage fee.

The car was no where near a total and USAA paid in full.
 
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